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Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
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Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property |
 See More Real Estate Trivia > |
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Joe and Billie Cockrell
Tri-Lakes REALTORS
2837 State Highway, Suite 1
Branson, MO 65616
417-880-3988
417-880-7516
bccockrell@gmail.com
WELCOME TO THE BRANSON AND THE TRI-LAKES AREA. Helping you find your dream home - is what we do - regardless of how long it takes or how large or how small you want that home to be - perhaps it's a second home - you are in charge - you tell us what you want and we will do our best to help you find it. We know you have many choices - we hope you choose us. We will work hard for YOU!    
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