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Welcome > Resources > Mortgage Calculators > 15 vs. 30 Year Mortgages ...

The Best Mortgage Calculators On the Web!

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it!

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules.

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more.

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you...

15 vs. 30 Yr Mortgages

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

This Financial Calculator requires a Browser with Java Support

Definitions

Mortgage amount: Original or expected balance for your mortgage.
Interest rate: Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
Marginal tax rate: This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
Monthly payment: Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
Total payments: Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
Total interest: Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

School Reports in Branson, Shell Knob and Hollister, Missouri

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Missouri Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Branson, Shell Knob and Hollister

Working With An Agent >Earning Your Loyalty

When you begin to search for a new home, you will probably encounter several real estate agents at open houses, through friends or from signs or advertisements. Each agent would like a commitment from you to work exclusively with him or her. Is this arrangement in your best interest or is it better to play the field?

There is a universal law that also pertains to real estate agents--you get back from a relationship what you put into it. If you are not convinced that one agent could possibly fill all your needs, you may be overlooking the positive aspects of a one-on-one relationship.

The first step is to find an agent whom you like and trust. Don't be afraid to discuss your reluctance to work with one agent exclusively, but be open to other viewpoints. You may be pleasantly surprised by the open communication that such an admission will establish right from the beginning! Making a commitment to work exclusively with an agent is part of the formula for success in real estate.

The strongest accountability is in the marketplace. A good reputation and referrals from happy clients are essential to a real estate agent's success!

	See All Tips In The "Working With An Agent" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Who is "Freddie Mac", and why is he a big name in real estate?
A	"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Joe and Billie Cockrell, REALTOR®, real estate agents and broker for Branson, Shell Knob and Hollister, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe and Billie Cockrell
Tri-Lakes REALTORS
2837 State Highway, Suite 1
Branson, MO 65616
417-880-3988
417-880-7516
bccockrell@gmail.com
WELCOME TO THE BRANSON AND THE TRI-LAKES AREA. Helping you find your dream home - is what we do - regardless of how long it takes or how large or how small you want that home to be - perhaps it's a second home - you are in charge - you tell us what you want and we will do our best to help you find it. We know you have many choices - we hope you choose us. We will work hard for YOU!

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